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Dave the Personal Finance Professor provides tips and tools to live a financially prosperous and carefree life. From choosing the right credit cards, checking accounts, brokerage firms to financing homes, cars and more. My tips will teach the modest income business professional to budget, pay for your children's college education, buy your first or dream home and save at least $2.5 Million for retirement on a salary of $50,000 to $250,000. Yes, even a salary of $50,000 can save $2.5 Million for retirement. I am NOT a financial advisor, insurance agent or tax preparer and, yes, I am an adjunct professor of personal finance at the University of Nevada, Las Vegas. This means my advice is NOT biased, I will NOT try to sell you a financial service product.