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Episode 9 of Investing for Beginners: Diversification. 📈 One of the simplest ideas in investing is also one of the most important: Don't rely on one investment to do all the heavy lifting. Diversification can help spread your exposure across different companies, sectors, countries and assets — so one bad performer doesn't necessarily derail your entire portfolio. But diversification doesn't mean your investments can't fall. And there is a trade-off: spreading your money around also means you won

We’re stuck somewhere between the generation that told us to “man up” and a generation of kids who will have access to more information than we could have imagined. We’re trying to provide. Be present. Be emotionally available. Know how to fix things. And somehow understand pensions, ISAs, mortgages and investing at the same time. 😂 But I don’t think we should feel sorry for ourselves. Women have been balancing work, family and everything else for generations. Maybe this is just our turn to figu

Investing for beginners Episode 8 Dividends explained without the financial jargon. 💷 If you own shares in a company, you may receive a share of the profits through dividends — but they’re not quite the magical “free money” some people make them sound like. In this episode, I explain: 💰 What a dividend actually is 📈 What dividend yield means 🏢 Why some companies pay dividends and others don’t ⚠️ Why a high dividend yield isn’t automatically a good thing. And most importantly, why you shouldn’t j

There are three types of people when it comes to personal finance. Some are happy where they are. Some aren't happy, but know they need to do something or are already doing something about it. And some aren't happy…do nothing about it and start to spend their time looking for someone else to blame. This isn't about pretending everyone starts from the same place — they don't. It's about recognising the difference between what you can't control and what you can. You can't change yesterday. But you

🌍 Investing for Beginners — Episode 7 What is an All World and how to pick the right one Could investing really be as simple as buying ONE fund? An All-World ETF can give you exposure to thousands of companies across the globe, which is why they're so popular with people starting out. But here's the important bit… Not all All-World funds are identical 👀 Accumulation or distribution? What index does it track? How many companies does it hold? What are the fees? And does the fund actually suit what

💷 £1 MILLION BY 60 — HOW MUCH WOULD YOU NEED TO INVEST? This is one of those calculations that really shows the power of starting early. Starting from £0, and assuming an 8% average annual return, here's the rough monthly amount needed to reach £1m by 60: 20 → £286/month 30 → £671/month 40 → £1,698/month 50 → £5,466/month But there’s something important I’ve included on Slide 7… Your workplace pension could mean your employer is helping fund the journey too. 👀 If they match your contribution pou

Thinking about starting investing? Don’t open that investing app just yet. 👀 Before you invest your first £1, there are a few things you should get sorted first — especially expensive debt, an emergency fund and knowing what you're actually investing for. Series 1 Getting ready to invest Series 2 Investing Basics Series 3 Trading 212 for beginners This is Series 1 Episode 6 What is an ETF? If you're new to investing, follow JP's Budget and start here. 📈 For educational purposes only. Not financi

Thinking about starting investing? Don’t open that investing app just yet. 👀 Before you invest your first £1, there are a few things you should get sorted first — especially expensive debt, an emergency fund and knowing what you're actually investing for. Series 1 Getting ready to invest Series 2 Investing Basics Series 3 Trading 212 for beginners This is Series 1 Episode 5 How to find the right broker. If you're new to investing, follow JP's Budget and start here. 📈 For educational purposes onl

The feeling when you get that notification dividend recieved. #money #investing

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If you think investing in the stock market is too risky or worse still you think it is a con then bookmark this video to use it against me in the future as I think you are wrong. Follow JPsBudget if you want to learn more about how to invest, remember I don't give financial advice I am just showing you my journey. Towards financial freedom

Want to learn about finance & investing without the seriousness? Follow @jpsbudget where you can get better with money. Remember I am documenting my journey not giving financial advice.