JP's Budget

Are your dividends actually being reinvested? If you’re investing for the long term, automatically putting dividends back to work can be a powerful way to keep your money invested. In this video I show you 2 ways to do it — accumulation ETFs and Trading 212 Pies — plus an important point about the minimum dividend needed for each holding. 👇 Do you reinvest your dividends or take them as cash? And if there’s something about investing you’ve always wanted to understand, drop your question in the c

We can’t rely on schools to teach our kids everything they need to know about money. Saving. Spending. Investing. Pensions. Budgeting. A lot of us had to figure it out ourselves — so why not make sure our kids get a better financial education than we did? ❤️ Today my son had £11 in his account and chose NOT to spend £7.99 on a Sonic book. That might sound small… but to me, it was a massive win. 💬 Were you taught about money growing up? 💬 What’s the most important financial lesson you want your k

£500 invested. 💷 Here’s exactly where my money went this month 👀 Would you invest it differently? Tell me what you’d buy in the comments 👇 Follow to see how the portfolio develops month by month. Not Financial advice. #Investing

August dividends are in 💷 — tax-free passive income from my investments. This is how I’m building my portfolio one payment at a time 📈 How much dividend income would make a difference to your life? 👇 Comment your investing questions — I’ll answer them in the next video. Follow @jpsbudget for real-life budgeting, investing & passive-income progress. Not financial advice. #Investing #Dividends #passiveincome

If you're on a low income, how are you supposed to build wealth for retirement? £10 a month might not sound like much… but over 40 years, assuming an 8% average annual return, it could potentially become around £80,000. You'd contribute just £6,000. That's why starting small can still matter. But should we really be relying on individuals to solve this problem themselves? 👇 I want your opinion: Should the government do more to help low earners save for retirement, or is it ultimately down to us?

2 nights in Ashbourne, for £150 in a second-hand caravan, AND this included all our food & drinks! 😱 Was this genuinely good value for money or could we have done it cheaper? 👀 I want your honest opinion 👇 Would you spend £150 on this kind of break? And if you're trying to get better with your money, save more or learn about investing without feeling overwhelmed, follow @jpsbudget 💷📈 Not financial advice. #Budgeting #SavingMoney #BudgetTravel

Compound interest can be your biggest ally — or your worst enemy. Using an illustrative 8% average annual return, £10 invested at 21 could potentially become around £190 by age 58. That doesn't mean you shouldn't enjoy your money today. ❤️ It means understanding the opportunity cost of the choices you make. Would you take the £10 today or the potential £190 at 58? 👇 Comment your answer — or tell me what investing question you want me to cover next. Follow @jpsbudget for more simple, real-world i

How much money do you actually need to retire? I worked mine out by starting with my spending, adjusting it for the lifestyle I want in retirement, accounting for inflation, then using the 25x rule to set a target pot. 💷📈 What’s YOUR retirement number? 👇 And if you’ve got a question about investing, drop it below — I might make it the next video! Not financial advice.

GCSE results day can feel like the biggest day in the world — but trust me, it isn't the thing that defines your life. My GCSEs were mediocre at best. Fast forward to today and I'm building a £500k+ net worth and working towards early retirement. So if today didn't go how you hoped, *keep going. And if it did — celebrate it! 🎉 The important thing is what you do next. I wish I'd learned about investing, budgeting and personal finance much earlier in life. That's exactly why I'm documenting my jou

Scam Alert I only have one account and that is: @jpsbudget I will never follow you or DM you. I do not sell any courses or access to group chats. Be careful 🙌 Follow my journey to financial freedom, not financial advice.

If you think investing in the stock market is too risky or worse still you think it is a con then bookmark this video to use it against me in the future as I think you are wrong. Follow JPsBudget if you want to learn more about how to invest, remember I don't give financial advice I am just showing you my journey. Towards financial freedom

Want to learn about finance & investing without the seriousness? Follow @jpsbudget where you can get better with money. Remember I am documenting my journey not giving financial advice.